1. How to Increase your credit score


The keys to raising your credit scores are paying your bills on time and taking care of negative items such as collections, judgments, and foreclosure. Carefully use your money, so you don't overspend, which will increase the risk of not paying back what you owe. If something is making it hard for you to pay off all your balances every month, try changing the terms with a creditor or ask for a different account.

Make sure you use only 10% of the total available credit line and avoid opening new accounts if possible - it can result in lower credit scores due to "new" inquiries into the use of one's credit file by lenders looking for risks associated with lending money to someone less established.


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© 2021 Peter Miller, Weight loss consultant. 12 Pike St, New York, NY 10002
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